Is there an insurance discount for defensive driving courses?
Completing a defensive driving course can help you save on auto insurance if your insurer offers a defensive driver discount. The actual amount of…
Does driver’s ed reduce insurance?
Insurers may offer a discount or lower rate for teen drivers who complete a driver’s education course, but the savings may not be comparable to a d…
How do driver safety course insurance discounts work?
Defensive driving is often geared towards younger and older drivers who may have higher car insurance premiums, but a defensive driving discount ma…
How much can you save on insurance with defensive driving?
While it varies by the insurance company, most offer a discount in the range of 5% to 15% to their customers who complete a defensive driving course. The discount typically lasts for three years, so the savings can really add up. In many cases, you can expect to save $500 or more over three years.
How do you get a defensive driver discount?
You must complete an approved defensive driving course with a passing grade to earn the discount.You can only take a defensive driving class for a discount once every several years.You can usually only apply one defensive driving discount per car.
Does Allstate give discount for defensive driving?
Yes, Allstate offers a defensive driving course discount, but only in states that legally mandate it. Thirty-four states and the District of Columbia require insurance companies to provide a defensive driving discountto eligible drivers, though exact discount amounts and requirements vary.
Does defensive driving course reduce insurance cost?
Taking defensive driving courses can lower insurance rates by improving your driving record and proving to your insurance provider that you aren’t a risky driver. Along with defensive driving classes, you can also lower your car insurance rates by requesting higher deductibles and comparison shopping online.